Policies

Terms and Conditions

Below are the Terms and Conditions that govern your use of this website.

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Website terms of use

The website at www.sillion.co.uk (the “Website”) and all content made available on it (the “Content”) are owned and operated by STLR Advisory Limited, trading as Sillion (“Sillion”, “we”, “us” or “our”).

The term “you” refers to any user or viewer of the Website.

Please read these Website Terms of Use (“Terms”) carefully. By accessing or using the Website or its Content, you agree to be bound by these Terms as they apply at the time of use, whether or not you have read them. If you do not agree to these Terms, you must not use the Website or its Content.

We reserve the right to update or amend these Terms at any time without notice. The most current version will always be available on the Website, and your continued use of the Website constitutes acceptance of any updated Terms.

1.  Use of the website

You may use the Website only for lawful purposes and in accordance with these Terms. You must not:

  • misuse the Website or knowingly introduce viruses or other harmful material;

  • attempt to gain unauthorised access to the Website, its servers, or connected systems;

  • use the Website or its Content in any way that breaches applicable law or regulation.

We may suspend or restrict access to the Website at any time where we reasonably believe these Terms have been breached.

2. Intellectual property

Unless stated otherwise, all Content on the Website – including text, reports, briefings, publications, graphics, logos, layouts and design – is owned by or licensed to STLR Advisory Limited and is protected by copyright and other intellectual property laws. You may:

  • view the Website and Content;

  • download or print extracts for your personal or internal business use only.

You must not, without our prior written consent:

  • copy, reproduce, modify, distribute, publish or transmit any Content;

  • create derivative works from the Content;

  • sell, resell, licence, sub-licence or commercially exploit any part of the Website or its Content;

  • use the Content for training, AI model development, automated systems, or competing advisory services.

All rights not expressly granted are reserved.

3. No advice and no reliance

The Website and its Content are provided for general information and thought-leadership purposes only. Nothing on the Website constitutes, or is intended to constitute:

  • personal advice;

  • professional, communications, legal, regulatory, financial or investment advice;

  • coaching or therapeutic services.

Although some Content may address individuals directly or discuss advisory themes, it is not tailored to your specific circumstances. You should not rely on any Content as a substitute for seeking appropriate professional advice specific to your situation. Any reliance you place on the Website or its Content is strictly at your own risk.

4. No guarantees of outcomes

We do not guarantee any particular outcomes, results, impacts or benefits from:

  • using the Website;

  • reading or applying the Content;

  • engaging with ideas, frameworks or perspectives presented on the Website.

Decisions made or actions taken based on the Website or its Content are your sole responsibility. We accept no responsibility for losses, decisions or outcomes arising from such use.

5. Reports, briefings and publications

Reports, insights and publications made available on the Website:

  • reflect views at the date of publication;

  • may be incomplete, summarised or high-level;

  • may be updated, withdrawn or replaced without notice.

We make no representation that any Content is complete, accurate, current or applicable to your particular circumstances.

6. No warranties

The Website and its Content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, we disclaim all warranties, representations and guarantees (whether express or implied), including any implied warranties of accuracy, completeness, fitness for a particular purpose, non-infringement or availability.

7. Limitation of liability

To the fullest extent permitted by law:

  • we exclude all liability for any loss or damage arising from your use of, or inability to use, the Website or its Content;

  • we will not be liable for indirect, consequential, incidental or economic loss, including loss of profits, business, opportunity or reputation.

Nothing in these Terms limits or excludes liability for:

  • death or personal injury caused by negligence;

  • fraud or fraudulent misrepresentation;

  • any liability that cannot be excluded under applicable law.

8. Third-party links

The Website may contain links to third-party websites or resources. These are provided for convenience only.

We have no control over, and accept no responsibility for, the content, availability or practices of third-party websites. Accessing them is at your own risk.

9. Availability of the Website

We do not guarantee that the Website will be available, uninterrupted or error-free at all times.

We may suspend, withdraw, discontinue or change all or any part of the Website without notice.

10. Privacy and cookies

Your use of the Website is also governed by our Privacy and Cookie Policies. These explain how we collect, use and protect personal data, and how cookies are managed.

11. Governing law

These Terms are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or the Website.